Welcome to Seacoast Family Mortgage! My name is Amy Catling.  I am a Certified Senior Advisor, a full-time Reverse Mortgage Specialist, and the President of Seacoast Family Mortgage.  Our staff are experts in all types of conventional home financing, with a division - Seacoast Reverse Mortgage - that specializes in reverse mortgages for homeowners over the age of 62.

Seacoast Family Mortgage is an FHA-approved mortgage broker, and can assist you with a Maine reverse mortgage or a New Hampshire reverse mortgage.  In New Hampshire, we do business as Catling Family Mortgage.

The goal of this web site is to give potential borrowers, their trusted advisors, and their family members a better understanding of reverse mortgages:

• What they are
• How they work
  
• How much you qualify for
  
• How the application process works
• Answers to common questions
  
  

In addition to membership in the Society of Certified Senior Advisors, Seacoast Family Mortgage is proud to hold leadership roles in:

• Rotary Club International
  
• The National Aging In Place Council
  
• Seniors And Law Enforcement Together (S.A.L.T.)
  
• Senior Leadership Coalition
  
• Elder Abuse Task Force
  

Please feel free to call us direct at 1-207-251-0633 or toll-free at 1-800-476-2858, or email questions to:

Maine mortgage broker license #CS011536.  New Hampshire mortgage broker license #15551-MBR.

Find the Reverse Mortgage Option to fit your needs:

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

 

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

 

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.