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The goal of this web site is to give potential borrowers and their family members a better understanding of reverse mortgages:
- What they are
- How they work
- How much you qualify for
- How the application process works
- Answers to common questions
We are licensed to help clients with a Massachusetts reverse mortgage, a Maine reverse mortgage, or a New Hampshire reverse mortgage.
We enjoy the advantage of being independent reverse mortgage brokers, rather than working directly for only one bank. The ability to choose from among the best reverse mortgage lenders in the country allows us to offer rates and programs that are best suited to each individual client.
In addition to membership in the Society of Certified Senior Advisors, I also maintain an active membership in:
- Rotary Club International
- The National Aging In Place Council
- Seniors And Law Enforcement Together (S.A.L.T.)
- Senior Leadership Coalition
- Elder Abuse Task Force
I am a regular guest on the radio show "Talking Money" with host Ed Benway of Measured Wealth, which can be heard on:
WTSN (AM 1270) - 8-9 a.m. Saturdays
WZAN (AM 970) - 9-10 a.m. Sundays
Please feel free to call me direct at 1-207-251-0633 or toll-free at 1-800-476-2858, or you can email me with any questions at
Casual inquiries are always welcome.
Massachusetts mortgage broker lic #MB5224 ~ Maine Lic # CSO4545 ~ Licensed By NH Banking Department lic # 8523-MBR ~ Massachusetts originator lic # 44762 ~ NH originator lic # 44762 ~ ME originator lic # LO28557
Find the Reverse Mortgage Option to fit your needs:
Reverse Mortgages
A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.
Am I Eligible?
To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.
How Much Do I Get?
The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.
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